Competitive rates direct from the manufacturer and local banks
Quick approvals
Value-added services to protect your Mazda vehicle investment
Extended warranty programs
And many more money-saving programs to meet your needs
We strive to work with each customer to ensure their satisfaction. You can save time now by using our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments. We are always happy to answer your questions so please don't hesitate to contact us today!
Come to Congressional Mazda Financing for a Washington DC Car Loan
At Congressional Mazda we understand that choosing between various auto financing programs can be difficult or confusing. That's why we work to understand our customers needs, and with area and national lenders, to offer you the best Washington DC car loan or lease available. We do this by providing you with easy to comprehend auto loan and lease options, and our Maryland car loan experts will explain the details, and offer you customized programs.
For a car loan from the Washington DC area experts, give Congressional Mazda a call at 800-784-9904 or visit us at 801 Rockville Pike, Rockville, MD. You can also contact us online by filling out our online finance application form. We look forward to hearing from you, and serving your Maryland and DC vehicle financing needs.
Check out our online finance FAQ section for important information regarding car lease and loan characteristics.
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Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.
